Financial training
Financial literacy is the education and understanding of various financial areas including topics related to managing personal finance, money and investing. This topic focuses on the ability to manage personal finance matters in an efficient manner, and it includes the knowledge of making appropriate decisions about personal finance such as investing, insurance, real estate, paying for college, budgeting, retirement and tax planning.
Allen Yap has more than two decades of financial planning services. He is also expert in investment, wealth and fund management.
His holistic strategic approach and unquestionably competence in financial planning arena have qualified him as a 2-years prestigious Million Dollar Round Table (MDRT) membership. With his significant experiences in the financial service industry, he has conducted over more than 500 Investment and Financial Planning workshops locally and internationally.
He is a graduate from research Institute of Investment Analyst Malaysia (RIIAM) in Diploma in Investments Analyst. He has been awarded as the top ranked student in the programme in 1998. He later pursued his underrate studies in Bachelor of Business Administration (BBA) at Royal Melbourne Institute of Technology (RMIT) in collaboration of Malaysia Institute of Management (MIM), which is recognized globally as the highest standard in personal financial planning fieldwork. He also received his MBA in Personal Financial Planning form University of Southern Queensland.
He is a trusted and knowledgeable financial planner with an outstanding reputation throughout the years. He was granted a Capital Markets Services Representatives (CSMR) License from the Securities Commissionfor fund management 2014. He has assisted the Financial Planning Association Malaysia (FPAM) in establishing the Certified Financial Planner Certification Programme (CFP) and responsible in co-writing the CPF Module 1. He also assisted Standard Charted Malaysia in establishing their Wealth Planning Department.
Irimzan bin Mohamad is a talented Islamic Wealth Advisor with five years experiences with an exceptional understanding in Islamic Estate Planning services. He holds a Bachelor of Islamic Studies with Honor (AlQuran and Al-Sunnah) from University Kebangsaan Malaysia (UKM). Later he pursued his studies in the Arabic language for a year at Khartoum, Sudan. A month after he completed his study, he was employed as a lecturer in one of the college in Mersing, Johor. He has taught Islamic Studies for 2 years in Mersing and has been awarded an Excellence award for his outstanding performance in teaching.
He started off as an executive Business Development and marketing at As-Salihin Trustee Berhad in Johor where he obtained vast exposure in Islamic Estate Planning and Islamic Inheritance system. During his time, he has been dealing with rare estate frozen assets cases that required extensive knowledge in Islamic Law of Inheritance (Faraid) to be able to distribute the assets accordingly.
With the knowledge and experience gained, he has conducted seminars and workshops on Islamic Planning at both public and private sectors such as Ministry of Finance, Employees Provident fund (EPF) and Inland Revenue Board of Malaysia (LHDN). He was also responsible for providing high-quality Islamic Finance Training to new direct Islamic estate Planners for CIMB Principle Assets Management, RHB Islamic Bank Berhad and Bank Muamalat Malaysia Berhad.
Suzana Adnan has been in the Insurance industry for the past 13 years. Graduated in Accountancy (UiTM), she is one of the Pre Retirement programme trainer with one of the appointed vendor of PETRONAS.
Initially, she started her career as a businesswoman in fashion and beauty line, owning clothing and skincare range. In 2006, she decided to pursue her career as an Insurance Consultant with the license that she had kept since in 1996 and join HLA. Since then, she has never look back and takes pride in her career as she can see the real need and importance for everyone to have a right and comprehensive financial planning.
In 2010, she was offered a better opportunity to grow her career and join AXA Affin Life Insurance Bhd. She had created a few years of successful track record with the company.
In 2018, she advanced herself as an Integrated Financial Planner to cater the deepest needs for her clients. She added value to be an expert in Investments and estate Planning and created a high profile portfolio in managing corporate and individual fund by joining Philip Capital Berhad and as As-Salihin Trustee Berhad.
With her true dedication and great outperforming services, she was granted several awards such as Top Ranking Consultant Nationwide by AXA Affin Life Insurance Berhad for two consecutive years (2010 and 2011) and Second Top Ranking Consultant Nationwide by Philip Mutual Berhad (PMB) in 2018.